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Last Updated: May 3, 2026

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1. Introduction

These Terms & Conditions (“Terms”) govern your access to and use of Swiv (“Swiv”, “we”, “us”, or “our”), including the website, application, and related services (the “Service”). By accessing or using Swiv, you agree to be bound by these Terms. If you do not agree, you must not use the Service.

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2. Eligibility

You must:
  • Be at least 18 years old (or the legal age in your jurisdiction)
  • Have the legal capacity to enter into these Terms
  • Not use the Service where it is prohibited by law
You are responsible for ensuring that your use of Swiv complies with applicable laws.

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3. Nature of the Service

Swiv is a decentralized prediction platform that allows users to submit numerical forecasts on defined events and receive rewards based on prediction accuracy. Swiv:
  • Does not provide financial, investment, or trading advice
  • Does not guarantee outcomes or returns
  • Does not act as a broker, custodian, or fiduciary
All participation is at your own risk.

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4. User Responsibilities

You agree to:
  • Provide accurate information where required
  • Maintain the security of your wallet and credentials
  • Use the Service in good faith
You must not:
  • Exploit bugs or vulnerabilities
  • Manipulate markets or outcomes
  • Interfere with the operation of the protocol
We reserve the right to restrict access for violations.

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5. Wallets and Transactions

Swiv interacts with blockchain wallets. By using the Service:
  • You retain full control of your wallet
  • You are solely responsible for all transactions
  • Transactions are irreversible once submitted
We do not have access to or control over your private keys.

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6. Prediction Mechanism and Rewards

Rewards are distributed based on internal scoring mechanisms, including but not limited to:
  • Prediction accuracy
  • Timing of submission
  • User behavior within pools
All calculations are final once executed. Swiv does not guarantee any reward or profit.

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7. Risks

By using Swiv, you acknowledge and accept the following risks:
  • Market risk and unpredictable outcomes
  • Smart contract vulnerabilities
  • Oracle or data inaccuracies
  • Network congestion or failures
  • Loss of funds due to user error
You assume full responsibility for any losses.

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8. Privacy and Data

Your use of the Service is also governed by our Privacy Policy.

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9. Intellectual Property

All content, branding, and materials associated with Swiv are owned by or licensed to us. You may not copy, modify, or distribute any part of the Service without permission.

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10. Limitation of Liability

To the maximum extent permitted by law, Swiv and its contributors shall not be liable for:
  • Any financial losses
  • Loss of data or access
  • Indirect or consequential damages
Use of the Service is at your own risk.

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11. Modifications

We may update these Terms at any time. Continued use of the Service constitutes acceptance of the updated Terms.

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12. Termination

We may suspend or terminate access to the Service at our discretion, particularly in cases of misuse or violation of these Terms.

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13. Governing Law

These Terms shall be governed by the laws of Nigeria.

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14. Contact

For questions regarding these Terms, contact: horjet@swiv.xyz, support@swiv.xyz