> ## Documentation Index
> Fetch the complete documentation index at: https://docs.swiv.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Risks & Disclaimer

> Important risks and disclosures to understand before using Swiv.

<Warning>
  Swiv is not financial advice. Users participate at their own risk.
</Warning>

## Disclaimer

* Swiv is **not financial advice**
* Users participate **at their own risk**
* Outcomes depend on **external data sources** (Pyth Oracle)
* Market conditions may affect prediction accuracy and rewards
* Past pool results are not indicative of future outcomes

## Risk Factors

<AccordionGroup>
  <Accordion title="Market risk">
    Prediction outcomes are tied to real-world events. Volatility and unpredictable market movements may result in loss of staked funds.
  </Accordion>

  <Accordion title="Smart contract risk">
    Swiv's on-chain program may contain undiscovered vulnerabilities. Funds interacting with smart contracts are exposed to this risk.
  </Accordion>

  <Accordion title="Oracle risk">
    Final outcomes are sourced from third-party oracles. Inaccurate, delayed, or manipulated oracle data could affect pool results.
  </Accordion>

  <Accordion title="Network risk">
    Solana network congestion or outages may delay transactions, entries, or settlements.
  </Accordion>

  <Accordion title="User error">
    Incorrect predictions, missed deadlines, or lost wallet access are the sole responsibility of the user. Transactions are irreversible.
  </Accordion>
</AccordionGroup>

By using Swiv, you acknowledge and accept all of the above risks. See our [Terms & Conditions](/legal/terms) for full legal disclosures.