> ## Documentation Index
> Fetch the complete documentation index at: https://docs.swiv.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Referrals

> Invite others to Swiv and earn a share of the protocol fee they generate.

Swiv rewards you for growing the network. Share your referral link, and you earn a cut of the protocol fee generated by everyone you bring in — paid out to your wallet.

## How it works

<Steps>
  <Step title="Get your referral link">
    Open the **Referrals** page in the app. Your link is your username, in the form `https://app.swiv.xyz/?ref=your-username`.
  </Step>

  <Step title="Share it">
    Send your link to anyone. When they open it, your referral is remembered on their device — even if they sign up later.
  </Step>

  <Step title="They sign up and play">
    Once someone joins through your link and stakes in pools, you start earning.
  </Step>

  <Step title="You earn a share of the fee">
    Every time one of your referrals generates a protocol fee, a share of that fee accrues to you.
  </Step>
</Steps>

## What you earn

You earn **20% of the protocol fee** generated by each person you refer, on their own staked volume, for as long as they play.

<Info>
  Swiv charges a small protocol fee on the total volume of each resolved pool. Referrals are paid out of that fee — never on top of it, and never from your referral's winnings.
</Info>

### Example

Suppose the protocol fee is **5%** of pool volume.

* You refer a friend, and they stake **\$100** across pools.
* The protocol collects **\$5** in fees on that volume.
* Your referral share is 20% of that fee — you earn **\$1**.

Your cut scales directly with how much your referrals play. The more active the people you bring in, the more you earn.

## Where earnings come from

<CardGroup cols={3}>
  <Card title="Only on real fees" icon="badge-check">
    You earn only on fees the protocol actually collects. Pools that collect no fee — cancelled pools, refunds, or pools with a single participant — pay no referral.
  </Card>

  <Card title="Per referral, per pool" icon="users">
    Your share is calculated from each referral's own stake in each pool, not from a shared bucket.
  </Card>

  <Card title="Lifetime" icon="infinity">
    You keep earning from a referral's activity for as long as they keep playing.
  </Card>
</CardGroup>

## Getting paid

Referral earnings accrue to your balance as your referrals play. You can track them on the **Referrals** page:

* **Referrals** — how many people you've brought in.
* **Pending** — earnings that have accrued and are awaiting payout.
* **Paid out** — earnings already sent to your wallet.

Payouts are sent to your wallet on a regular schedule once your pending balance clears a small minimum, to avoid tiny transactions.

## Rules

<AccordionGroup>
  <Accordion title="Who counts as my referral?">
    Anyone who opens your referral link and then creates a **new** Swiv account. The attribution is set once, when they sign up — it can't be changed afterward.
  </Accordion>

  <Accordion title="Does the link work if they sign up later?">
    Yes. When someone opens your link, the referral is remembered on their device for up to 90 days. If they come back and sign up within that window — even without the link — you still get credit.
  </Accordion>

  <Accordion title="Can I refer myself?">
    No. Self-referrals are blocked, and referrals only earn from fees that are actually collected — so there's nothing to farm by referring your own accounts.
  </Accordion>

  <Accordion title="What if someone already has an account?">
    Referrals only apply to brand-new sign-ups. Someone who already has a Swiv account can't be referred, and an existing user clicking a link won't be re-attributed.
  </Accordion>

  <Accordion title="Do I need a username?">
    Yes — your username is your referral code. If you haven't set one, you'll be prompted to before your link is active.
  </Accordion>
</AccordionGroup>